Sefcu rates

Are you looking for a way to escape the hustle and bustle of everyday life? RV parks with monthly rates are the perfect way to get away from it all and enjoy some much-needed peace and quiet.

Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed ...12-Jul-2019 ... sefcu auto loan rates. sefcu auto loan rates. Answer : I recommend you this site where you can find the best solutions for your personal needs ...You'll pay $3,938 to finance $40,000 for 36 months at 6.2%. Estimate monthly payments and the total cost of an auto loan.Contact SEFCU to inquire about savings and loan services you need and to compare competitive credit union interest rates. Bilingual Services - Multilingual banking …SEFCU. SEFCU Slingerlands NY (also known as Broadview Federal Credit Union) has been serving members since 1934, with 55 branches and 63 ATMs. The Slingerlands New Scotland Avenue Digital Branch is located at 1395 New Scotland Road, Slingerlands, NY 12159. SEFCU is the 5th largest credit union in New York and the 36th …Rates current as of October 6, 2023. You worked hard for your money. Now make it work hard for you with a SECU Certificate of Deposit (CD) – a special savings account that offers higher rates than traditional savings or Money Market accounts based on the term, which ranges from 3 months to 5 years. A SECU CD is the perfect solution if …If an escrow account is required or requested, that payment does not include insurance and taxes and the payment may be greater. Ask about other rates and terms. Mortgage products in New York State only and offered by our Mortgage Teams, Homeowners Advantage (HOA) and SEFCU Mortgage Services (SMS), which are subsidiaries of Broadview FCU. 1 All loans are subject to approval. Car Loan Example: A fixed $10,000 loan for 90 months at 7.64% APR is a $146.31 payment with no payment protection. Quoted rate is fixed for vehicles model year 2021 and newer and is based on credit worthiness, qualifications and collateral conditions. Rate applicable to new purchases or external refinancing ...

Share Term Certificate (STC) Account. State Employees' Credit Union offers members the opportunity to earn a higher rate of interest on their savings if they invest their funds for a fixed period of time in one or more STCs. Members have the option to open regular STCs with 6- to 60-month terms or a series of five laddered STCs with graduated ...SEFCU. SEFCU Slingerlands NY (also known as Broadview Federal Credit Union) has been serving members since 1934, with 55 branches and 63 ATMs. The Slingerlands New Scotland Avenue Digital Branch is located at 1395 New Scotland Road, Slingerlands, NY 12159. SEFCU is the 5th largest credit union in New York and the 36th …An 84 month auto loan is just like any other auto loan and just spans 7 years, typically coming with the highest interest rates and low payments. Updated: Oct 04, 2023. Written by: Daniel Robinson ...1 All loans are subject to approval. Car Loan Example: A fixed $10,000 loan for 90 months at 7.64% APR is a $146.31 payment with no payment protection. Quoted rate is fixed for vehicles model year 2021 and newer and is based on credit worthiness, qualifications and collateral conditions. Rate applicable to new purchases or external refinancing ...Bethlehem police first reported in October 2022 a SEFCU employee and three accomplices were arrested after a man allegedly tried to withdraw $20,000 using fake …SEFCU in Albany, NY (also known as Broadview Federal Credit Union) has been serving members since 1934, with 55 branches and 63 ATMs. The Main Office is located at 4 Winners Circle, Albany, NY 12205. SEFCU is the 5th largest credit union in New York and the 36th largest in the United States. SEFCU manages $8.41 Billion in assets …

Snowblowers can cost as much as several thousand dollars, so it’s important to do your research when shopping. Take a look at this round-up of online reviews of the best-rated snow blowers for your home.Know Interest Rates of Savings Account, Fixed Deposit, Loan Against Property and Gold Loan with Fincare Bank.Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 11/01/2022. Rates are subject to change without notice. Free Checking. $5. N/A. N/A. N/A. uSave Interest Checking.If an escrow account is required or requested, that payment does not include insurance and taxes and the payment may be greater. Ask about other rates and terms. Mortgage products in New York State only and offered by our Mortgage Teams, Homeowners Advantage (HOA) and SEFCU Mortgage Services (SMS), which are subsidiaries of Broadview FCU. Dividend Rate APY* HSA 6 Month Certificate 2.10%: 2.12%: Health Savings Account (HSA) Certificates – Minimum Investment $500. Certificate Terms. Dividend Rate. HSA 6 Month Certificate 2.10% APY* 2.12% *APY=Annual Percentage Yield ...SEFCU offers auto loans for cars, trucks, and SUVs at competitive rates and terms. New Auto Loans; Used Auto Loans; For more details, visit the website, or contact the credit union for a loan application, pre-approval, or payment/payoff address inquiries. Use the online Auto Loan Calculator to estimate your loan amount.

Experimental elixir 5e.

AmeriCU offers our members some of the highest deposit rates, lowest loan rates, and best service around! Check out our current rates.Choose from terms of 10, 12, 15, 20, 25 or 30 years fixed rate. ... Consider a SEFCU Mortgage Services 12-month rate lock! About our 12-month rate lock: Lock your rate up to 365 days. Finance new construction primary residence or a second home.Know Interest Rates of Savings Account, Fixed Deposit, Loan Against Property and Gold Loan with Fincare Bank.Rate and APY are accurate as of today‘s date, may be variable, and may be subject to change after the account is opened. ... (HOA) and SEFCU Mortgage Services (SMS), which are subsidiaries of Broadview FCU. Both are Licensed Mortgage Bankers – NYS Dept. of Financial Services. NMLS Identifier: 309847. SMS address: 700 Patroon Creek Blvd ...As DA reader, rockies, noted in a recent Forum post, Texas-based Security Service Federal Credit Union (Security Service) is currently offering competitive rates on its 15-month Certificate: 5.00% APY ($50k), 4.95% APY ($25k), and 4.90% ($500). In the last twelve months, the 15-month Certificate has gained a total of 390 bps in series of six ...What are the best architectural shingles made from? If you’re doing repair work on your home’s roof, it’s important to consider which materials might be best for your climate and budget. These options are among the best-rated shingles for r...

Provinsi = Kalimantan Utara Range Realita Kodepos = 77111 ‒ 77126 Jum Kec./Distrik = 4 Luas Wilayah = 250,98 km² (BPS 2022) Kode Wilayah Administrasi = 65.71 Range Alokasi Kodepos = 771 xx Jum Kelurahan & Desa = 20 Jum Penduduk = 242.776 (DKCS 2022) Jum Pulau bernama = 2The most common amounts for closing costs are estimated between $0 and $6,500 but depending on location and other factors it could be higher or lower. For loan amounts greater than $250,000, or total combined Broadview home equity loans exceeding $250,000, all closing costs will be paid by the borrowers at the time of closing. Monthly loan payment example: a share dividend rate of 0.15% plus a margin of 0.70% will equal an initial rate of 0.85%. For a $1,500 loan with a 12-month term at a rate of 0.85%, the initial payment would be $125.62 per month. Rates accurate as of May 22, 2023 and subject to change without notice. Broadview membership is required.The rate lock period is 70 days and the assumed credit score is 740. The note rate shall be fixed for 5 years and is subject to a rate adjustment bi-annually thereafter. The adjusted rate shall be based on the 30 Day Average SOFR plus 2.75% with a floor rate of Start Rate and a Ceiling Rate of Start Rate + 5.00%. Our 10/6mos ARM: Has no pre-payment penalty. Is competitively priced below our fixed-rate mortgages. *ARM Products: Representative payment for 10/6 ARM at 5.50% with a 5.681% APR is $5.79 per $1,000 borrowed for the first 10 years then subject to increase. Rates are accurate as of 8/11/2023 10:49 AM and are subject to change without notice.Key Features. No monthly or annual service fees. $1,000 minimum deposit. Competitive fixed rate *. Terms available from six months to five years. Free Online Banking, eStatements and Phone Banking. Apply online. You can also make an appointment online, call us at (602) 433-5626, or visit a branch.Bask Bank Raises Interest Savings Rate to 5.00% APY - Jul 31, 2023; First Foundation Bank Raises Online Savings Rate to 5.00% APY - Jul 27, 2023; Milli Bank Now Offering 5.25% Savings Through Its Mobile Only Platform - Jul 7, 2023; Discover Bank Raises Its Online Savings Account Rate to 4.15% APY - Jun 22, 2023SEFCU Mortgage Services a subsidiary of Broadview Federal Credit Union. Licensed Mortgage Banker - NYS Department of Financial Services. Principal address: 700 Patroon Creek Blvd., Suite 301, Albany, NY 12206. NMLS Identifer: 309847Finding a dentist can be a daunting task, especially if you’re new to an area or haven’t been to the dentist in a while. Luckily, technology has made it easier than ever to find a top-rated dentist near you using your zip code.Are you in the market for a new home? If you are, you’re probably also shopping around for the best mortgage rate. How can you be sure that you’re getting the best deal? Understanding what a mortgage rate is and how it is determined can hel...SEFCU. SEFCU Slingerlands NY (also known as Broadview Federal Credit Union) has been serving members since 1934, with 55 branches and 63 ATMs. The Slingerlands New Scotland Avenue Digital Branch is located at 1395 New Scotland Road, Slingerlands, NY 12159. SEFCU is the 5th largest credit union in New York and the 36th …

This step is crucial as different banking institutions have different regulations and requirements regarding the minimum deposit. Most banks require a minimum deposit of £500, making it easy for most people to invest in CDs. However, specialised financial institutions may ask for jumbo deposits of £100,000 or more.

SEFCU offers auto loans for cars, trucks, and SUVs at competitive rates and terms. New Auto Loans; Used Auto Loans; For more details, visit the website, or contact the credit union for a loan application, pre-approval, or payment/payoff address inquiries. Use the online Auto Loan Calculator to estimate your loan amount.Trustco's Certificate of Deposits offer great rates, insured up to $250,000, passbooks of certificates, and a $500 minimum deposit.Sefcu’s commitment to providing excellent service and competitive rates has earned them a strong reputation in the mortgage industry. With a range of mortgage products available, tailored to fit various financial situations and goals, they aim to meet the needs of first-time homebuyers, homeowners looking to refinance, and everything in between.What are the best architectural shingles made from? If you’re doing repair work on your home’s roof, it’s important to consider which materials might be best for your climate and budget. These options are among the best-rated shingles for r...Current Interest Rates: Deposit Account, Mortgage Account, and Consumer Account rates. Search by location.Sep 7, 2023 · SEFCU offers auto loans for cars, trucks, and SUVs at competitive rates and terms. New Auto Loans; Used Auto Loans; For more details, visit the website, or contact the credit union for a loan application, pre-approval, or payment/payoff address inquiries. Use the online Auto Loan Calculator to estimate your loan amount. Sep 7, 2023 · Contact SEFCU Credit Union at (800) 727-3328 for more information. Savings. ATMs. Loans. Online Banking. Saving money is where good money management begins. Savings Calculator. SEFCU Credit Union checking accounts, also referred to as Share Draft Accounts, provide convenient access to your funds through debit cards, physical checks, and . To find the rate of change of a line, determine the vertical change and the horizontal change. Write the rate of change as a fraction, placing the vertical change over the horizontal change. Finally, simplify the fraction, if necessary.jnflower • 5 mo. ago. It looks like maybe I’m an outlier but I have a SEFCU mortgage and I’ve had a good experience, even since the merger. I bought my house in 2017 and refinanced when the rates were super low and everything was straightforward and easy. I have heard good things about Homestead, as well. 54.Jul 28, 2023 · Premium Share Certificate 2($500 Minimum Balance) Effective Date: July 28, 2023. Term. Dividend Rate. Annual Percentage Yield 1. 60 Month Premium ($500.00 Minimum Balance) 3.06%. 3.10%.

Kcpq 13.

Webmail nychhc org sign in.

76 - 84 Months (As low as) 7.99%. 8.74%. 8.99%. Calculate your auto loan payment. See if you can save by refinancing. Put your financing in gear. Apply Online Make an Appointment Call or Visit.The average rate on the benchmark 30-year home loan rose to 7.57% from 7.49% last week, mortgage buyer Freddie Mac said Thursday. A year ago, the rate averaged 6.92%. Borrowing costs on 15-year ...Rates are based on a purchase or no cash out refinance, cash out options may affect your rate. If an escrow account is required or requested, that payment does not include …SEFCU in Albany, NY (also known as Broadview Federal Credit Union) has been serving members since 1934, with 55 branches and 63 ATMs. The Main Office is located at 4 Winners Circle, Albany, NY 12205. SEFCU is the 5th largest credit union in New York and the 36th largest in the United States. SEFCU manages $8.41 Billion in assets …SEFCU Mortgage Services a subsidiary of Broadview Federal Credit Union Licensed Mortgage Banker - NYS Department of Financial Services Principal address: 700 Patroon Creek Blvd., Suite 301, Albany, NY 122065"x10"x18" box size. $80 per year. 10"x10"x18" box size. $120 per year. Members are not required to pay a surcharge-fee at Allpoint and CO-OP ATMs. If a charge screen appears during your Allpoint ATM transaction, enter “yes” to accept the charge and proceed with your withdrawal. The additional fee will not be deducted from your account.The amount of money you can earn with a State Employees’ Credit Union CD depends on your deposit size, the CD’s term and its going APY (annual percentage yield). Take a look at the table below which displays potential earnings on a few of SECU CDs assuming a deposit size of $10,000. APY. Earnings. $222.52.LOAN RATES: Effective as of: 06/05/2023. Your exact rate is determined by your credit score. Rates are subject to change without notice. Auto, Truck, Van or Motorcycle All Model Years - Rate as low as: 1 - 60 Months: 5.49% 61 - 72 Months: 5.99% 73 - 84 Months: 6.49% Boat or Recreational Vehicle All Model Years - Rate as low as: 1 - 60 Months: 9.49% Maximum loan-to-value is 80%. Rate for the remaining term adjusts every five years and is based on the then-current index plus margin, rounded to the nearest eighth of a percentage point, and subject to the floor rate. Index is the one-month average yield of the 10-Year Treasury Note. Rates subject to change; check with SLFCU for current rates.How SEFCU’s New Car Loan Rates Work. SEFCU offers new car loans for up to 84 months with competitive interest rates that vary based on your credit score and …Competitive Mastercard business rates, without the typical fees ... (HOA) and SEFCU Mortgage Services (SMS), which are subsidiaries of Broadview FCU. Both are Licensed Mortgage Bankers – NYS Dept. of Financial Services. NMLS Identifier: 309847. SMS address: 700 Patroon Creek Blvd. Suite 301, Albany NY 12206. HOA address: 4 Winners …After the first 10 or 5 years your interest rate will adjust annually so your payment could fluctuate from year to year. 9-Month Rate Lock. If you’re building a home, SEFCU … ….

Personal Line of Credit. Gives You the Credit You Need. Unexpected expenses happen. Cover yourself when your account balance is low with a personal overdraft line of credit at Desert Financial. Apply for amounts from $1,000 to $25,000. You only pay interest on the amount you use. Variable rates as low as 17.50% APR. 1 No application fee.SEFCU offers auto loans for cars, trucks, and SUVs at competitive rates and terms. New Auto Loans; Used Auto Loans; For more details, visit the website, or contact the credit union for a loan application, pre-approval, or payment/payoff address inquiries. Use the online Auto Loan Calculator to estimate your loan amount.Refinance at MSUFCU. Refinance your existing auto loan, which may help you lower your interest rate, decrease your monthly payment or pay off your car loan sooner. • Rates as low as 7.44% APR. • No application fee. • No prepayment penalties. • Flexible terms …Looking for online definition of SEFCU or what SEFCU stands for? SEFCU is listed in the World's most authoritative dictionary of abbreviations and acronyms The Free DictionarySEFCU Current Mortgage Rates. Fixed-Rate Mortgages; Adjustable-Rate Mortgages; FHA; Benefits of SEFCU Mortgage; How to Get the Best Mortgage Rates at …Sep 7, 2023 · SEFCU offers auto loans for cars, trucks, and SUVs at competitive rates and terms. New Auto Loans; Used Auto Loans; For more details, visit the website, or contact the credit union for a loan application, pre-approval, or payment/payoff address inquiries. Use the online Auto Loan Calculator to estimate your loan amount. SEFCU categorizes its mortgage loan products as 13 distinct offerings and three additional HELOC products. These home loans and lines of credit resemble the types of mortgage products provided by similar institutions, broadly falling under the umbrellas of fixed-rate, adjustable-rate, hybrid, construction, FHA, refinance, reverse, VA, USDA, and ...7.574%. Points. 1.639. Learn more. Prequalify. The rates and monthly payments shown are based on a loan amount of $464,000 and at least 25% equity. Learn more about how these rates, APRs and monthly payments are calculated. Plus, see a conforming fixed-rate estimated monthly payment and APR example.Looking for online definition of SEFCU or what SEFCU stands for? SEFCU is listed in the World's most authoritative dictionary of abbreviations and acronyms The Free Dictionary Sefcu rates, If an escrow account is required or requested, that payment does not include insurance and taxes and the payment may be greater. Ask about other rates and terms. Mortgage products in New York State only and offered by our Mortgage Teams, Homeowners Advantage (HOA) and SEFCU Mortgage Services (SMS), which are subsidiaries of Broadview FCU. , Leave this field empty if you're human: Don't worry, we don't spam. Search, 8.500%. Regular monthly payments will be determined based on the rate, term selected, and individual loan amount—for example for a loan of $100,000.00 at a rate of 4.375% is a monthly principal and interest payment of $499.29. or $4.99 for each $1,000.00 borrowed. This is based on a loan to value ratio of 80%, 20% down., The SEFCU Mobile App is a free app that allows SEFCU members to manage their accounts securely on the go 24/7. The app offers features such as balance and activity review, bill payments and transfers, credit score access, account opening and loan application, ATM and branch locator, check deposit, financial health and spend insights, …, Rate and APY are accurate as of today‘s date, may be variable, and may be subject to change after the account is opened. ... (HOA) and SEFCU Mortgage Services (SMS), which are subsidiaries of Broadview FCU. Both are Licensed Mortgage Bankers – NYS Dept. of Financial Services. NMLS Identifier: 309847. SMS address: 700 Patroon Creek Blvd ..., SEFCU offers auto loans for cars, trucks, and SUVs at competitive rates and terms. New Auto Loans; Used Auto Loans; For more details, visit the website, or contact the credit union for a loan application, pre-approval, or payment/payoff address inquiries. Use the online Auto Loan Calculator to estimate your loan amount., You'll pay $3,938 to finance $40,000 for 36 months at 6.2%. Estimate monthly payments and the total cost of an auto loan. , *Rates are subject to change at any time without notice. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Early withdrawal penalties may apply. Certificate rates are fixed for the term of the account. Other restrictions may apply. APY = Annual Percentage Yield. , SEFCU Mortgage Services a subsidiary of Broadview Federal Credit Union Licensed Mortgage Banker - NYS Department of Financial Services Principal address: 700 …, As DA reader, rockies, noted in a recent Forum post, Texas-based Security Service Federal Credit Union (Security Service) is currently offering competitive rates on its 15-month Certificate: 5.00% APY ($50k), 4.95% APY ($25k), and 4.90% ($500). In the last twelve months, the 15-month Certificate has gained a total of 390 bps in series of six ..., Choose from terms of 10, 12, 15, 20, 25 or 30 years fixed rate. ... Contact a SEFCU Mortgage Originator today to discuss all your options! USDA Mortgage. The United States Department of Agriculture’s Section 502 Guaranteed Rural Housing Loan Program is designed to serve rural residents who have a steady, low or modest income, and yet are ..., Sep 7, 2023 · SEFCU in Albany, NY (also known as Broadview Federal Credit Union) has been serving members since 1934, with 55 branches and 63 ATMs. The Main Office is located at 4 Winners Circle, Albany, NY 12205. SEFCU is the 5th largest credit union in New York and the 36th largest in the United States. SEFCU manages $8.41 Billion in assets and serves over ... , Monthly Loan Payment Example: a $10,000 loan at 10.00% APR for 180 months, with no additional payment protection, would be 54 (48 months in school + 6-month grace period) monthly payments of $84.93 while enrolled in school followed by 126 monthly payments of $128.83. Rates accurate as of August 25, 2023 and subject to change without notice., New Auto Loans. Rates as low as. 5.50% APR1. View More Rates. Fixed Interest Rates. Shop and buy knowing exactly what you’ll spend on a monthly basis. Additional Financing. Get up to 120% 4 of the vehicle MSRP value to cover other purchase-related expenses. Flexible Terms., Additional Adjustable Rate Mortgage Details. Margin is 2.5%. Cap is 2% Maximum Adjustment per Year — 6% LIFE. Closing Rate is floor. May be convertible to Fixed Rate during 13th through 60th months, $250 Conversion Fee — Use the 60-day FNMA Index. Email CEFCU or call 1.800.542.3328 ext. 33424 for more details., Rates and conditions are effective as of 6/23/2016 and are subject to change daily. Based on a $100,000 loan on a 180 month term, monthly payments at 3.290% with no closing costs would be $702.75 per month and a 3.250% APR. The rate cannot be locked until application approval. Property insurance required., Receive a 0.25% Annual Percentage Rate reduction on all Broadview Auto, RV/Boat, and Sportscraft Loans (in addition to all other eligible rate reductions). 1 See Rates Home Equity Lines of Credit , 3.6. Bankrate Score. Rates as low as 0% on select cars, trucks and SUVs. Free Online Quotes - Get Your CarsDirect Target Price Today. Local dealers compete to provide the best rates for both new ..., jnflower • 5 mo. ago. It looks like maybe I’m an outlier but I have a SEFCU mortgage and I’ve had a good experience, even since the merger. I bought my house in 2017 and refinanced when the rates were super low and everything was straightforward and easy. I have heard good things about Homestead, as well. 54., The average rate on the benchmark 30-year home loan rose to 7.57% from 7.49% last week, mortgage buyer Freddie Mac said Thursday. A year ago, the rate averaged 6.92%. Borrowing costs on 15-year ..., Competitive Mastercard business rates, without the typical fees ... (HOA) and SEFCU Mortgage Services (SMS), which are subsidiaries of Broadview FCU. Both are Licensed Mortgage Bankers – NYS Dept. of Financial Services. NMLS Identifier: 309847. SMS address: 700 Patroon Creek Blvd. Suite 301, Albany NY 12206. HOA address: 4 Winners …, Analysts have provided the following ratings for Navient (NASDAQ:NAVI) within the last quarter: Bullish Somewhat Bullish Indifferent Somewhat... Analysts have provided the following ratings for Navient (NASDAQ:NAVI) within the last qua..., To calculate rate per 1,000, place the ratio you know on one side of an equation, and place x/1,000 on the other side of the equation. Then, use algebra to solve for “x.” If you do not have a ratio to start with, you need to create a ratio., Rate and APY are accurate as of today‘s date, may be variable, and may be subject to change after the account is opened. ... (HOA) and SEFCU Mortgage Services (SMS), which are subsidiaries of Broadview FCU. Both are Licensed Mortgage Bankers – NYS Dept. of Financial Services. NMLS Identifier: 309847. SMS address: 700 Patroon Creek Blvd ..., After the first 10 or 5 years your interest rate will adjust annually so your payment could fluctuate from year to year. 9-Month Rate Lock. If you’re building a home, SEFCU Mortgage Services offers you the option to lock your interest rate for up to six months! Choose this option for 5/1 ARMs, 10/1 ARMs, or 10-, 12-, or 15-year fixed-rate ... , Our 10/6mos ARM: Has no pre-payment penalty. Is competitively priced below our fixed-rate mortgages. *ARM Products: Representative payment for 10/6 ARM at 5.50% with a 5.681% APR is $5.79 per $1,000 borrowed for the first 10 years then subject to increase. Rates are accurate as of 8/11/2023 10:49 AM and are subject to change without notice. , Apply for a. Home Equity Loan. Call a Mortgage Loan Officer. 301.779.8500 ext. 5401. Visit one of our. branch locations. 1 Closing costs on second mortgages with a minimum loan amount of $10,000 and home equity lines of credit (HELOC) with an advance on the line of credit of $10,000 at the time of closing will be paid by the Credit Union. The ..., **The stated rate will be discounted by an additional .25% if the customer elects to have loan payments automatically deducted from a Rhinebeck Bank checking or savings account. ***Rate effective 7/272023 and subject to change. As of 7/27/2023, Prime minus 0.25% would result in an APR of 8.25%., 3.6. Bankrate Score. Rates as low as 0% on select cars, trucks and SUVs. Free Online Quotes - Get Your CarsDirect Target Price Today. Local dealers compete to provide the best rates for both new ..., The Broadview FCU Mobile App lets you securely manage your accounts on the go 24/7. Conveniently access your accounts, transfer money, deposit checks, …, Keep payments affordable with a five-year loan rate as low as 5.99% APR 2 Apply now. ... (HOA) and SEFCU Mortgage Services (SMS), which are subsidiaries of Broadview FCU. Both are Licensed Mortgage Bankers – NYS Dept. of Financial Services. NMLS Identifier: 309847. SMS address: 700 Patroon Creek Blvd. Suite 301, Albany NY 12206. HOA …, SEFCU offers auto loans for cars, trucks, and SUVs at competitive rates and terms. New Auto Loans; Used Auto Loans; For more details, visit the website, or contact the credit union for a loan application, pre-approval, or payment/payoff address inquiries. Use the online Auto Loan Calculator to estimate your loan amount., Share Term Certificate (STC) Account. State Employees' Credit Union offers members the opportunity to earn a higher rate of interest on their savings if they invest their funds for a fixed period of time in one or more STCs. Members have the option to open regular STCs with 6- to 60-month terms or a series of five laddered STCs with graduated ...